Family Welfare & Food Bank
We operate a food bank for folk who find themselves on hard times.
Contact our Family Welfare coordinators Bruce & Helen Matheson ph 4320239.
Our aim is to meet the need same day.
If the need is ongoing, we offer further assistance through a qualified budgeter and debt advocate.
Counselling
We have partnered with Anglican Care Trust from Whangarei to provide qualified professional counselling for the Bream Bay Community.
For an appointment with the Counsellor, Sally, please phone Anglican Care on
ph 4376397
Sally is in Waipu on Thursdays
The Crossroads Trust
HOW TO APPLY
The Purpose of The Crossroads Trust
is to offer low interest loans to people caught in a spiral of debt. This is done by direct payment of debts by the Trust. NO CASH LOANS ARE MADE.
This ministry was modelled on a ministry at Spreydon Baptist Church, Christchurch, called Kingdom Resources Trust. The Crossroads Trust is evolving and adapting its procedures to suit the needs of the Waipu Presbyterian Parish family and the wider Bream Bay community.
This ministry is one way in which followers of Jesus can become involved in the community, thus letting people know that God cares deeply about their everyday needs.
The Waipu Presbyterian Parish has already been doing food parcel, budgeting advice, etc. and saw a need in the community for this service.
What are the reasons for giving a loan?
The first priority for The Crossroads Trust is to prevent the borrower from sliding further into debt. Many debtors find that over-commitment to hire purchase and other borrowings together with unexpected expenses can lead to a situation where money owed is greater than income.
The Crossroads Trust works with the borrower by paying the high interest debt and replacing it with a low interest loan from Crossroads Fund. This may mean that the borrower still has the same weekly debt repayments, but a Crossroads Trust loan is able to be paid off sooner because, unlike interest bearing loans, it doesnt grow.
On rare occasions loans are made to prevent people from going into debt they cant handle.
On occasions satisfactory solutions are arrived at that do not necessitate a loan e.g. with budgeting advice.
Who qualifies for a loan?
Loans are made to applicants who:
Can only Waipu Presbyterian Parish members apply?
NO.
The Crossroads Trust is available to both Waipu Parish members and the wider community.
Application forms are available through the following:-
1. The Parish Administrator at the parsih office
ph 4321536.
Office hours Thursday 1-3pm
Friday 9am-5pm
2. email:
3. Contact one of the Trustees:-
Peter Couper ph 4320524
Bruce Matheson ph 4320239
Steve Malone ph 4320388
Lyn Jones ph 4327159
Ann Evans ph 4321141
Applications for a loan may take some time to process so it is important to indicate the level of urgency involved in the situation.
All information pertaining to any loan is confidential to the Trustees
Wish to Make A Donation to theTrust Capital Fund
Deposits may be made to
National Bank, Whangarei
A/c 06 0479 0006745 00
or send a cheque to
Waipu Presbyterian Church
Crosroads Trust
50 The Centre
Waipu 0510
